Life & AD&D

It’s not always easy to think about the unexpected, but having financial protection in place can help you feel more prepared. Life and AD&D insurance through Sun Life can provide financial support to you or your loved ones following a covered loss.

Coverage provided by Tarsus

Basic Life & AD&D

Tarsus automatically provides Basic Life and AD&D coverage equal to one times your base salary, up to $1,000,000, at no cost to you.*

Life insurance provides a benefit to your beneficiary if you pass away. AD&D insurance provides additional benefits following certain covered accidental injuries or an accidental death.

Choose Your Beneficiary

Your beneficiary is the person, or people, who will receive your life insurance benefit if you pass away. Because life can change, it’s a good idea to review your designation from time to time and make sure it still reflects your wishes. You can update your beneficiary at any time.

*Benefit amounts are reduced beginning at age 70.

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More protection if you need it

Voluntary Life & AD&D

Everyone’s needs are different. If you’d like additional protection beyond the coverage Tarsus provides, you can purchase Voluntary Life and AD&D insurance at group rates. Coverage is available for you, your spouse, and your eligible children. Review the chart below to see the coverage amounts available.

Benefit Features	Voluntary Life & AD&D Options*
Benefit Features	Benefit Features	Employee	Spouse	Dependent Child(ren)
Coverage Options	$10,000 increments	$5,000 increments	15 days–6 months: $500 Over 6 months: $1,000, $2,000, $4,000, $5,000, or $10,000
Maximum	Lesser of 5 times salary or $500,000	Lesser of 50% of employee amount or $100,000 (cannot exceed employee coverage)	$10,000
Guaranteed Issue Amount	$200,000	$50,000	$10,000
Guaranteed Issue Period	Within 30 days of benefits eligibility or a qualifying life event